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Can I Use UnionPay at 7-Eleven Japan? Credit Only, No Debit

At the tillCredit only
At a Seven Bank ATMYes

Only UnionPay credit cards work at the 7-Eleven till. UnionPay debit cards and UnionPay tap to pay are not accepted.

Seven Bank ATMs in many stores list cards with the UnionPay mark for cash, except for 20 minutes around midnight. The UnionPay app can also pay through J-Coin Pay with the Code payment icon (checked 17 October 2026).

Paying with UnionPay at the till

UnionPay credit card
Accepted. Choose the Credit Card icon, then insert or swipe
UnionPay debit card
Not accepted
UnionPay tap to pay
Not accepted, including UnionPay credit
UnionPay app (code)
Accepted through J-Coin Pay. Choose the Code payment icon

A UnionPay debit card is refused at the till even though it has the UnionPay mark. Bring a credit card, cash in yen or a scan-to-pay app.

Getting cash with UnionPay at a Seven Bank ATM

Seven Bank ATM
Cards with the UnionPay mark are listed
Off around midnight
20 minutes a day
Home currency (DCC)
Not offered for UnionPay
Help desk (in Chinese)
UnionPay help desk 00531-086-0044, as given by Seven Bank

Seven Bank says a card may still be refused even with a listed mark, and that the fee differs by card brand. It does not list the amounts.

Other ways to pay from mainland China

Apps from Mainland China on 7-Eleven's list

AppAt the tillThrough
AlipayYesAlipay+
WeChat PayYesScan to pay

Frequently asked questions

Can I use a UnionPay debit card at 7-Eleven in Japan?

No. 7-Eleven accepts UnionPay only as a credit card. UnionPay debit cards and UnionPay contactless payment are not accepted at the till.

Can I withdraw cash with UnionPay at 7-Eleven?

Seven Bank ATMs list cards with the UnionPay mark. UnionPay cannot be used for 20 minutes around midnight, and billing in your home currency (DCC) is not offered.

Can I tap my UnionPay card at 7-Eleven?

No. 7-Eleven's payment guide says UnionPay does not support contactless payment, including UnionPay credit cards.

More about paying at 7-Eleven

Sources for this page

  1. 7-Eleven Japan: In-store PaymentSeven-Eleven Japan
  2. 7-Eleven Japan: payment methods (Japanese)Seven-Eleven Japan
  3. Seven Bank: cards issued abroad that work at its ATMs (Japanese)Seven Bank
  4. Seven Bank: how to use the ATM with a card issued abroad (Japanese)Seven Bank
  5. PayPay press release, 3 October 2025: list of linked overseas payment servicesPayPay
  6. Alipay+: Mobile payment providersAlipay+ (Ant International)